Should i get frequent flyer miles




















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Frequent flyer miles are miles you earn toward free flights with an airline or its participating partners. As your mileage balance grows over time, the goal is to accumulate enough miles for free flights and additional benefits. You can earn airline miles in many ways, including booking flights or spending money with a travel credit card that offers rewards in the form of miles. Because most major airlines are part of a larger alliance, joining one frequent flyer program will often allow you to earn rewards with a dozen or more brands.

United, for example, belongs to Star Alliance, a network that includes Air Canada, Air China and nearly two dozen other airlines. Another major airline network is SkyTeam, which includes Delta and Aeromexico; meanwhile, oneworld counts American Airlines and British Airways among its list of partner airlines. After you fill out the enrollment form for the loyalty program you want to join, you should get an email—which contains your frequent flyer number—confirming your account.

And, if you join a program and meet certain requirements, you can often earn elite status. Once you have elite status, you gain access to valuable perks that can make travel more enjoyable, such as waived baggage fees, early boarding, lounge access, priority upgrades and free seat selection.

When it could make sense to buy them. If you need to top up an award. If the price of a ticket is more expensive than buying miles. To keep miles from expiring. What credit card should you use? American AAdvantage. Avianca LifeMiles. British Airways Executive Club.

Delta SkyMiles. The bottom line. How to maximize your rewards. On a similar note Dive even deeper in Travel. Explore Travel. Get more smart money moves — straight to your inbox. Sign up. Create a personalised ads profile. Select personalised ads.

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Since they first took off more than 30 years ago, frequent flyer programs have undergone as many changes as the airline industry itself. In other words, frequent flyer programs are becoming serious spender programs. That can be a good thing or a bad one depending on the type of traveler you are. With two-thirds of Americans saying they plan to resume travel in , you may be interested in the best ways to save money on flights. Note, too, that points may expire if your account is inactive for a certain period typically 18 months.

Many airlines belong to networks of domestic and foreign carriers, such as Oneworld, SkyTeam, and Star Alliance. Again, which of these you might want to become part of will depend on the airlines you primarily fly.

Their partners are listed on their sites, which can help you see determine at a glance which airline frequent flyer programs to enroll in. To entice you to sign up for credit cards co-branded with airlines, credit card issuers frequently offer bonus miles, sometimes enough for a reward all by themselves.

For example, some require you to spend a certain amount of money within a certain time to get travel rewards. If you sign up for a miles credit card, you may earn initial bonus miles, but your card may carry an annual fee in addition to typical credit card interest and charges.

Alina Comoreanu, a research analyst with the finance website WalletHub. Bear in mind that they often have hefty interest rates— So, unless you pay your bill off each month, you need to weigh the value of your bonus against the interest charges. Using a rewards credit card for all of your purchases and paying it off each month can be another way to rack up enough miles for a reward. There are two basic types of cards to consider: the co-branded cards affiliated with an airline and more general rewards cards that offer an assortment of awards, including airline miles.

For example, the more general rewards cards typically allow you to use your miles on a variety of airlines, rather than just one. When choosing a rewards card for travel or everyday spending, pay attention to both how you can earn rewards and how you can redeem them. Consider the redemption value you may get when using rewards for travel versus other redemption options.

You could also earn points or miles toward flights on other dining purchases when you use a general travel rewards card. When using a rewards card to pay for meals, be sure to pay attention to credit card merchant category codes to ensure that you're getting the most number of miles or points possible for those purchases.

Many airlines also have shopping portals on their frequent-flyer websites. By going to that page first and clicking through to a participating merchant, you can earn points on your purchases. Keep in mind, however, that spending through a shopping portal just to earn miles or points could backfire.

If you're carrying a balance on your card month to month, the value of any additional travel rewards you're earning could be negated by the interest you pay.



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